{"id":11858,"date":"2025-05-25T14:44:00","date_gmt":"2025-05-25T12:44:00","guid":{"rendered":"https:\/\/martinezsanzabogados.com\/?page_id=11858"},"modified":"2025-11-24T17:20:49","modified_gmt":"2025-11-24T15:20:49","slug":"unfair-terms","status":"publish","type":"page","link":"https:\/\/martinezsanzabogados.com\/en\/legal-services\/unfair-terms\/","title":{"rendered":"Unfair Terms"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"11858\" class=\"elementor elementor-11858\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6107839 elementor-section-height-min-height elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"6107839\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c8e4218\" data-id=\"c8e4218\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dcaffae elementor-widget elementor-widget-heading\" data-id=\"dcaffae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">LEGAL SERVICES<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-440fa38 elementor-widget elementor-widget-heading\" data-id=\"440fa38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Lawyers specialised in Unfair Terms<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d656db9 elementor-widget elementor-widget-text-editor\" data-id=\"d656db9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"translation-block\">We will examine your mortgage agreement in detail, identifying the clauses that, according to current case law, may be deemed unfair, in order to subsequently attempt an out-of-court claim with the bank.  \nIf this proves unsuccessful, we will initiate and represent you in court proceedings, bringing legal actions aimed at declaring the clauses null and void and reclaiming any amounts unduly charged by the bank, together with the corresponding interest and legal costs. Should a judgment be issued against the bank and it fails to comply voluntarily, we will handle its enforcement.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a5aa846\" data-id=\"a5aa846\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ed6005 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"5ed6005\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Siguiente&quot;,&quot;step_previous_label&quot;:&quot;Anterior&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Formulario servicios\" aria-label=\"Service form\" action=\"\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"11858\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"5ed6005\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Abogado Cla\u00fasulas Abusivas Madrid, Valencia, Castell\u00f3n - Mart\u00ednez Sanz Abogados\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"11858\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tName\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Name\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-telefono elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-telefono\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPhone Number\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[telefono]\" id=\"form-field-telefono\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Phone Number\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\" data-no-translation-title=\"\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail Address\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Email Address\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tMessage\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-md\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\" placeholder=\"Message\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-acceptance elementor-field-group elementor-column elementor-field-group-aceptacion elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t<div class=\"elementor-field-subgroup\">\n\t\t\t<span class=\"elementor-field-option\">\n\t\t\t\t<input type=\"checkbox\" name=\"form_fields[aceptacion]\" id=\"form-field-aceptacion\" class=\"elementor-field elementor-size-md  elementor-acceptance-field\" required=\"required\">\n\t\t\t\t<label for=\"form-field-aceptacion\"><span style=\"color:#000;\">I have read and accept the <b><a style=\"color:#000; text-decoration: underline;\" href=\"https:\/\/martinezsanzabogados.com\/en\/privacy-policy-forms\/\" target=\"_blank\">Privacy Policy.<\/a><\/b><\/span><\/label>\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a Free Initial Consultation<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-babe55a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"babe55a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2233095\" data-id=\"2233095\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27fd277 elementor-widget elementor-widget-image\" data-id=\"27fd277\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS-1024x683.webp\" class=\"attachment-large size-large wp-image-11861\" alt=\"UNFAIR TERMS\" srcset=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS-1024x683.webp 1024w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS-300x200.webp 300w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS-768x512.webp 768w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS-1536x1024.webp 1536w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS.webp 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-db1a9bb\" data-id=\"db1a9bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-95aeb0d elementor-widget elementor-widget-heading\" data-id=\"95aeb0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Key Aspects in a Claim for Mortgage Abuses<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3e2db3 elementor-widget elementor-widget-text-editor\" data-id=\"d3e2db3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>Identification of Unfair Terms:\u00a0<\/strong><\/h3><p>You should review your mortgage agreement to identify any potentially unfair terms. Below are some examples of unfair clauses.\u00a0<\/p><ul><li class=\"translation-block\">Floor Clause: Sets a minimum interest rate, preventing borrowers from benefiting from Euribor reductions.<\/li><li class=\"translation-block\">Abusive Default Interest: Imposes excessive penalties for late payments.<\/li><li class=\"translation-block\">Mortgage Expenses: Imposes on the client all related costs, such as notary, registration, and valuation fees.<\/li><li class=\"translation-block\">Early Maturity Clause: Allows the bank to demand full repayment of the mortgage in the event of minor or occasional defaults.<\/li><li class=\"translation-block\">Loan Securitisation: If your loan was sold to third parties, it may affect the bank\u2019s capacity to claim the debt.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-11ce5d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"11ce5d2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-65d3b0d\" data-id=\"65d3b0d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5a99ad elementor-widget elementor-widget-text-editor\" data-id=\"f5a99ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Claim Procedure:<\/h3><ul><li>Direct claim to the bank requesting the removal of the unfair clause and the reimbursement of the amounts paid.\u00a0<\/li><li>If the bank does not respond or rejects your request, you will need to initiate judicial proceedings to defend your banking rights.\u00a0<\/li><\/ul><h3>Documentation Required for the Claim<\/h3><ul><li>Mortgage loan deed.<\/li><li>Copies of the payments made.<\/li><li>Receipts for associated expenses (notary, registration, valuation, agency).<\/li><li>Any prior correspondence with the bank, if applicable.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6587da8\" data-id=\"6587da8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4408e26 elementor-widget elementor-widget-image\" data-id=\"4408e26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"451\" src=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2-1024x577.webp\" class=\"attachment-large size-large wp-image-12358\" alt=\"UNFAIR TERMS 2\" srcset=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2-1024x577.webp 1024w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2-300x169.webp 300w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2-768x432.webp 768w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2-1536x865.webp 1536w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2.webp 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-444097f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"444097f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-69c2da8\" data-id=\"69c2da8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-873ba15 elementor-widget elementor-widget-heading\" data-id=\"873ba15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Team specialising in Foreclosures<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-65a5ad3 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"65a5ad3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3b1af3c\" data-id=\"3b1af3c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7b46172 elementor-flip-box--direction-left card-trabajador elementor-flip-box--effect-flip elementor-widget elementor-widget-flip-box\" data-id=\"7b46172\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"596\" height=\"588\" src=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2023\/09\/c4269629-1d7b-4884-bc1c-8c0d863ee3bb.jpeg\" class=\"attachment-1536x1536 size-1536x1536 wp-image-10623\" alt=\"c4269629 1d7b 4884 bc1c 8c0d863ee3bb\" srcset=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2023\/09\/c4269629-1d7b-4884-bc1c-8c0d863ee3bb.jpeg 596w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2023\/09\/c4269629-1d7b-4884-bc1c-8c0d863ee3bb-300x296.jpeg 300w\" sizes=\"(max-width: 596px) 100vw, 596px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tFernando Mart\u00ednez Sanz\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t\tManaging Lawyer\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\tFernando Mart\u00ednez Sanz\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fas fa-user-plus\"><\/i>\n<a href=\"\/en\/fernando-martinez-sanz\/\">View Profile<\/a>\n<\/div>\n<\/div>\n\n<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fab fa-linkedin\"><\/i>\n<a href=\"https:\/\/www.linkedin.com\/in\/fernando-mart%25C3%25ADnez-sanz-00819641\/?originalSubdomain=es\">See LinkedIn<\/a>\n<\/div>\n<\/div>\n\n<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\n<a href=\"mailto:fms@martinezsanzabogados.com\">Send Email<\/a>\n<\/div>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-9f956f4\" data-id=\"9f956f4\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-caa0b8b elementor-flip-box--direction-left card-trabajador elementor-flip-box--effect-flip elementor-widget elementor-widget-flip-box\" data-id=\"caa0b8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1202\" height=\"1202\" src=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoMadrid-017.jpg\" class=\"attachment-1536x1536 size-1536x1536 wp-image-8033\" alt=\"MARTINEZSANZ EquipoHumanoMadrid 017\" srcset=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoMadrid-017.jpg 1202w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoMadrid-017-300x300.jpg 300w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoMadrid-017-1024x1024.jpg 1024w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoMadrid-017-500x500.jpg 500w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoMadrid-017-768x768.jpg 768w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoMadrid-017-150x150.jpg 150w\" sizes=\"(max-width: 1202px) 100vw, 1202px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tMarta Gal\u00e1n Tarifa\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t\tLawyer\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\tMarta Gal\u00e1n Tarifa\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fas fa-user-plus\"><\/i>\n<a href=\"\/en\/marta-galan-tarifa\/\">View Profile<\/a>\n<\/div>\n<\/div>\n\n<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\n<a href=\"mailto:mgt@martinezsanzabogados.com\">Send Email<\/a>\n<\/div>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-f91f2ca\" data-id=\"f91f2ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c22b994 elementor-flip-box--direction-left card-trabajador elementor-flip-box--effect-flip elementor-widget elementor-widget-flip-box\" data-id=\"c22b994\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoCastellon-026-1-1024x1024.jpg\" class=\"attachment-large size-large wp-image-8035\" alt=\"MARTINEZSANZ EquipoHumanoCastellon 026 1\" srcset=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoCastellon-026-1-1024x1024.jpg 1024w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoCastellon-026-1-300x300.jpg 300w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoCastellon-026-1-500x500.jpg 500w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoCastellon-026-1-768x768.jpg 768w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoCastellon-026-1-150x150.jpg 150w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/elementor\/thumbs\/MARTINEZSANZ-EquipoHumanoCastellon-026-1-q5j3tb7ldtz9hkzil6dolywz0fi5ixqx7xym8bgdk0.jpg 400w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2022\/12\/MARTINEZSANZ-EquipoHumanoCastellon-026-1.jpg 1202w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tNatalia Badenas Ros\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t\tLawyer\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\tNatalia Badenas Ros\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fas fa-user-plus\"><\/i>\n<a href=\"\/en\/natalia-badenas-ros\/\">View Profile<\/a>\n<\/div>\n<\/div>\n\n<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\n<a href=\"mailto:nbr@martinezsanzabogados.com\">Send Email<\/a>\n<\/div>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b975f0b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b975f0b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-407fd0e\" data-id=\"407fd0e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28f3f9a elementor-widget elementor-widget-heading\" data-id=\"28f3f9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Offices where we offer our foreclosure services<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f1ec52 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f1ec52\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3310a51\" data-id=\"3310a51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7039eaf elementor-widget elementor-widget-google_maps\" data-id=\"7039eaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=Paseo%20Gral.%20Mart%C3%ADnez%20Campos%2C%2042%2C%20bajo%201&#038;t=m&#038;z=15&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"42 Paseo General Mart\u00ednez Campos, ground floor 1\"\n\t\t\t\t\taria-label=\"42 Paseo General Mart\u00ednez Campos, ground floor 1\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-908a6fa elementor-widget elementor-widget-heading\" data-id=\"908a6fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/en\/office-in-madrid\/\">Lawyers in Madrid<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-54b07d6\" data-id=\"54b07d6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dc4473 elementor-widget elementor-widget-google_maps\" data-id=\"5dc4473\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=Calle%20Almirante%20Cadarso%2C%2011%2C%201%C2%AA%20planta%2C%20puerta%203&#038;t=m&#038;z=15&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"Calle Almirante Cadarso, 11, 1st Floor, Door 3\"\n\t\t\t\t\taria-label=\"Calle Almirante Cadarso, 11, 1st Floor, Door 3\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c8c740 elementor-widget elementor-widget-heading\" data-id=\"0c8c740\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/en\/office-in-valencia\/\">Lawyers in Valencia<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-bec54fd\" data-id=\"bec54fd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-83a3626 elementor-widget elementor-widget-google_maps\" data-id=\"83a3626\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=Pla%C3%A7a%20de%20Santa%20Clara%2C%2012%2C%2012001%20Castell%C3%B3%20de%20la%20Plana%2C%20Castell%C3%B3&#038;t=m&#038;z=15&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"Pla\u00e7a de Santa Clara, 12, 12001 Castell\u00f3 de la Plana, Castell\u00f3\"\n\t\t\t\t\taria-label=\"Pla\u00e7a de Santa Clara, 12, 12001 Castell\u00f3 de la Plana, Castell\u00f3\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-153b005 elementor-widget elementor-widget-heading\" data-id=\"153b005\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/en\/office-in-castellon\/\">Lawyers in Castell\u00f3n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-94a39cd elementor-section-height-min-height elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"94a39cd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1d43a74\" data-id=\"1d43a74\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c212ba elementor-widget elementor-widget-heading\" data-id=\"5c212ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Do you need assistance with a legal matter?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5413e42 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5413e42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>SERVICIOS LEGALES Abogados especialistas en Cl\u00e1usulas Abusivas Estudiaremos tu contrato hipotecario detalladamente, identificando las cl\u00e1usulas que conforme a la actual jurisprudencia pueden ser consideradas abusivas, paraposteriormente intentar una reclamaci\u00f3n extrajudicial con la entidad bancaria. En elsupuesto de que \u00e9sta resultase infructuosa, iniciaremos y te defenderemos en elprocedimiento judicial, ejercitando las acciones legales conducentes a la [&hellip;]<\/p>","protected":false},"author":7,"featured_media":0,"parent":7917,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-11858","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Abogado Cla\u00fasulas Abusivas Madrid, Valencia, Castell\u00f3n - Mart\u00ednez Sanz Abogados<\/title>\n<meta name=\"description\" content=\"Estudiaremos tu contrato hipotecario detalladamente, identificando las cl\u00e1usulas que pueden ser consideradas abusivas\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/martinezsanzabogados.com\/en\/legal-services\/unfair-terms\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Abogado Cla\u00fasulas Abusivas Madrid, Valencia, Castell\u00f3n - 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