{"id":11858,"date":"2025-05-25T14:44:00","date_gmt":"2025-05-25T12:44:00","guid":{"rendered":"https:\/\/martinezsanzabogados.com\/?page_id=11858"},"modified":"2026-10-20T17:01:06","modified_gmt":"2026-10-20T15:01:06","slug":"unfair-terms","status":"publish","type":"page","link":"https:\/\/martinezsanzabogados.com\/en\/servicios-legales\/clausulas-abusivas\/","title":{"rendered":"Unfair Terms"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"11858\" class=\"elementor elementor-11858\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6107839 elementor-section-height-min-height elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"6107839\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c8e4218\" data-id=\"c8e4218\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dcaffae elementor-widget elementor-widget-heading\" data-id=\"dcaffae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">SERVICIOS LEGALES<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-440fa38 elementor-widget elementor-widget-heading\" data-id=\"440fa38\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Abogados especialistas en Cl\u00e1usulas Abusivas<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d656db9 elementor-widget elementor-widget-text-editor\" data-id=\"d656db9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Estudiaremos tu contrato hipotecario detalladamente, identificando las cl\u00e1usulas que conforme a la actual jurisprudencia pueden ser consideradas abusivas, para<br \/>posteriormente intentar una reclamaci\u00f3n extrajudicial con la entidad bancaria. En el<br \/>supuesto de que \u00e9sta resultase infructuosa, iniciaremos y te defenderemos en el<br \/>procedimiento judicial, ejercitando las acciones legales conducentes a la nulidad de las<br \/>cl\u00e1usulas y a la reclamaci\u00f3n de las cantidades que el banco haya cobrado indebidamente, con los intereses y costas correspondientes. En caso de que haya sentencia condenatoria a la entidad bancaria y \u00e9sta no cumpla voluntariamente, nos encargaremos de su ejecuci\u00f3n.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-a5aa846\" data-id=\"a5aa846\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5ed6005 elementor-button-align-stretch elementor-widget elementor-widget-form\" data-id=\"5ed6005\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Siguiente&quot;,&quot;step_previous_label&quot;:&quot;Anterior&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Formulario servicios\" aria-label=\"Formulario servicios\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"11858\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"5ed6005\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Mart\u00ednez Sanz Abogados\" \/>\n\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tNombre\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Nombre\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-tel elementor-field-group elementor-column elementor-field-group-telefono elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-telefono\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tTel\u00e9fono\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t<input size=\"1\" type=\"tel\" name=\"form_fields[telefono]\" id=\"form-field-telefono\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Tel\u00e9fono\" required=\"required\" pattern=\"[0-9()#&amp;+*-=.]+\" title=\"Only numbers and phone characters (#, -, *, etc) are accepted.\">\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tCorreo electr\u00f3nico\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\" placeholder=\"Correo electr\u00f3nico\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tMensaje\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-md\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\" placeholder=\"Mensaje\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-acceptance elementor-field-group elementor-column elementor-field-group-aceptacion elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t<div class=\"elementor-field-subgroup\">\n\t\t\t<span class=\"elementor-field-option\">\n\t\t\t\t<input type=\"checkbox\" name=\"form_fields[aceptacion]\" id=\"form-field-aceptacion\" class=\"elementor-field elementor-size-md  elementor-acceptance-field\" required=\"required\">\n\t\t\t\t<label for=\"form-field-aceptacion\"><span style=\"color:#000;\">He le\u00eddo y acepto la <b><a style=\"color:#000; text-decoration: underline;\" href=\"https:\/\/martinezsanzabogados.com\/politica-de-privacidad-formularios\/\" target=\"_blank\">pol\u00edtica de privacidad<\/a><\/b><\/span><\/label>\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pedir una primera consulta<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-babe55a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"babe55a\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2233095\" data-id=\"2233095\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27fd277 elementor-widget elementor-widget-image\" data-id=\"27fd277\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS-1024x683.webp\" class=\"attachment-large size-large wp-image-11861\" alt=\"CLAUSULAS ABUSIVAS\" srcset=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS-1024x683.webp 1024w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS-300x200.webp 300w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS-768x512.webp 768w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS-1536x1024.webp 1536w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2024\/12\/CLAUSULAS_ABUSIVAS.webp 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-db1a9bb\" data-id=\"db1a9bb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-95aeb0d elementor-widget elementor-widget-heading\" data-id=\"95aeb0d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Aspectos clave ante una reclamaci\u00f3n por abusos hipotecarios<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3e2db3 elementor-widget elementor-widget-text-editor\" data-id=\"d3e2db3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>Identificaci\u00f3n de cl\u00e1usulas abusivas:\u00a0<\/strong><\/h3><p>Debes examinar tu contrato hipotecario para identificar posibles t\u00e9rminos abusivos. Te mostramos algunos ejemplos de clausulas abusivas.\u00a0<\/p><ul><li><strong>Cl\u00e1usula suelo:<\/strong> Establece un l\u00edmite m\u00ednimo a los intereses, impidiendo que se beneficie de bajadas del Eur\u00edbor.<\/li><li><strong>Intereses moratorios abusivos:<\/strong> Penalizaciones excesivas por impago.<\/li><li><strong>Gastos hipotecarios:<\/strong> Imposici\u00f3n al cliente de todos los costes asociados, como notar\u00eda, registro, y tasaci\u00f3n.<\/li><li><strong>Cl\u00e1usula de vencimiento anticipado:<\/strong> Permite al banco exigir el pago total de la hipoteca ante impagos menores o puntuales.<\/li><li><strong>Titulizaci\u00f3n del pr\u00e9stamo:<\/strong> Si tu pr\u00e9stamo fue vendido a terceros, podr\u00eda influir en la capacidad del banco para reclamar la deuda.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-11ce5d2 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"11ce5d2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-65d3b0d\" data-id=\"65d3b0d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5a99ad elementor-widget elementor-widget-text-editor\" data-id=\"f5a99ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3>Procedimiento de reclamaci\u00f3n:<\/h3><ul><li>Reclamaci\u00f3n directa al banco solicitando la eliminaci\u00f3n de la clausula abusiva, y la devoluci\u00f3n de las cantidades pagadas.\u00a0<\/li><li>Si el banco no responde o ha rechazado\u00a0 tu solicitud, debes iniciar un procedimiento judicial para poder defender tus derechos bancarios.\u00a0<\/li><\/ul><h3>Documentaci\u00f3n para la reclamaci\u00f3n<\/h3><ul><li>Escritura del pr\u00e9stamo hipotecario.<\/li><li>Copias de las cuotas pagadas.<\/li><li>Recibos de los gastos asociados (notar\u00eda, registro, tasaci\u00f3n, gestor\u00eda).<\/li><li>Comunicaciones previas con el banco, en su caso<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6587da8\" data-id=\"6587da8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4408e26 elementor-widget elementor-widget-image\" data-id=\"4408e26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"451\" src=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2-1024x577.webp\" class=\"attachment-large size-large wp-image-12358\" alt=\"CLAUSULAS ABUSIVAS 2\" srcset=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2-1024x577.webp 1024w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2-300x169.webp 300w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2-768x432.webp 768w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2-1536x865.webp 1536w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2025\/01\/CLAUSULAS_ABUSIVAS_2.webp 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-444097f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"444097f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-69c2da8\" data-id=\"69c2da8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-873ba15 elementor-widget elementor-widget-heading\" data-id=\"873ba15\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Equipo especialista en Ejecuciones Hipotecarias<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-70f67cb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"70f67cb\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-f57fa7e\" data-id=\"f57fa7e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29c670f elementor-flip-box--direction-left card-trabajador elementor-flip-box--effect-flip elementor-widget elementor-widget-flip-box\" data-id=\"29c670f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1254\" height=\"1254\" src=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Fernando.jpg\" class=\"attachment-1536x1536 size-1536x1536 wp-image-13740\" alt=\"Fernando\" srcset=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Fernando.jpg 1254w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Fernando-300x300.jpg 300w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Fernando-1024x1024.jpg 1024w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Fernando-500x500.jpg 500w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Fernando-768x768.jpg 768w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Fernando-12x12.jpg 12w\" sizes=\"(max-width: 1254px) 100vw, 1254px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tFernando Mart\u00ednez Sanz\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t\tAbogado Director\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\tFernando Mart\u00ednez Sanz\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fas fa-user-plus\"><\/i>\n<a href=\"\/fernando-martinez-sanz\/\">Ver perfil<\/a>\n<\/div>\n<\/div>\n\n<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fab fa-linkedin\"><\/i>\n<a href=\"https:\/\/www.linkedin.com\/in\/fernando-mart%25C3%25ADnez-sanz-00819641\/?originalSubdomain=es\">Ver Linkedin<\/a>\n<\/div>\n<\/div>\n\n<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\n<a href=\"mailto:fms@martinezsanzabogados.com\">Enviar correo<\/a>\n<\/div>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-27bf635\" data-id=\"27bf635\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c11844a elementor-flip-box--direction-left card-trabajador elementor-flip-box--effect-flip elementor-widget elementor-widget-flip-box\" data-id=\"c11844a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"flip-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-flip-box\" tabindex=\"0\">\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__front\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__image\">\n\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Natalia-bardenas-Ros-1024x1024.jpg\" class=\"attachment-large size-large wp-image-13832\" alt=\"Natalia bardenas Ros\" srcset=\"https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Natalia-bardenas-Ros-1024x1024.jpg 1024w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Natalia-bardenas-Ros-300x300.jpg 300w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Natalia-bardenas-Ros-500x500.jpg 500w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Natalia-bardenas-Ros-768x768.jpg 768w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Natalia-bardenas-Ros-12x12.jpg 12w, https:\/\/martinezsanzabogados.com\/wp-content\/uploads\/2026\/10\/Natalia-bardenas-Ros.jpg 1254w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\t\tNatalia Badenas Ros\t\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t\tAbogada colaboradora\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"elementor-flip-box__layer elementor-flip-box__back\">\n\t\t\t<div class=\"elementor-flip-box__layer__overlay\">\n\t\t\t\t<div class=\"elementor-flip-box__layer__inner\">\n\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-flip-box__layer__title\">\n\t\t\t\t\t\t\tNatalia Badenas Ros\t\t\t\t\t\t<\/h3>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-flip-box__layer__description\">\n\t\t\t\t\t\t\t<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fas fa-user-plus\"><\/i>\n<a href=\"\/natalia-badenas-ros\/\">Ver perfil<\/a>\n<\/div>\n<\/div>\n\n<div class=\"contenedor_boton-info\">\n<div class=\"boton-info\">\n<i aria-hidden=\"true\" class=\"fas fa-envelope\"><\/i>\n<a href=\"mailto:nbr@martinezsanzabogados.com\">Enviar correo<\/a>\n<\/div>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b975f0b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b975f0b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-407fd0e\" data-id=\"407fd0e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28f3f9a elementor-widget elementor-widget-heading\" data-id=\"28f3f9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Despachos donde ofrecemos nuestro servicio en Ejecuciones Hipotecarias<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3f1ec52 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3f1ec52\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-3310a51\" data-id=\"3310a51\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7039eaf elementor-widget elementor-widget-google_maps\" data-id=\"7039eaf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=Paseo%20Gral.%20Mart%C3%ADnez%20Campos%2C%2042%2C%20bajo%201&#038;t=m&#038;z=15&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"Paseo Gral. Mart\u00ednez Campos, 42, bajo 1\"\n\t\t\t\t\taria-label=\"Paseo Gral. Mart\u00ednez Campos, 42, bajo 1\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-908a6fa elementor-widget elementor-widget-heading\" data-id=\"908a6fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/despacho-abogados-en-madrid\/\">Abogados en Madrid<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-54b07d6\" data-id=\"54b07d6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dc4473 elementor-widget elementor-widget-google_maps\" data-id=\"5dc4473\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=Calle%20Almirante%20Cadarso%2C%2011%2C%201%C2%AA%20planta%2C%20puerta%203&#038;t=m&#038;z=15&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"Calle Almirante Cadarso, 11, 1\u00aa planta, puerta 3\"\n\t\t\t\t\taria-label=\"Calle Almirante Cadarso, 11, 1\u00aa planta, puerta 3\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c8c740 elementor-widget elementor-widget-heading\" data-id=\"0c8c740\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/despacho-abogados-en-valencia\/\">Abogados en Valencia<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-bec54fd\" data-id=\"bec54fd\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-83a3626 elementor-widget elementor-widget-google_maps\" data-id=\"83a3626\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"google_maps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-custom-embed\">\n\t\t\t<iframe loading=\"lazy\"\n\t\t\t\t\tsrc=\"https:\/\/maps.google.com\/maps?q=Pla%C3%A7a%20de%20Santa%20Clara%2C%2012%2C%2012001%20Castell%C3%B3%20de%20la%20Plana%2C%20Castell%C3%B3&#038;t=m&#038;z=15&#038;output=embed&#038;iwloc=near\"\n\t\t\t\t\ttitle=\"Pla\u00e7a de Santa Clara, 12, 12001 Castell\u00f3 de la Plana, Castell\u00f3\"\n\t\t\t\t\taria-label=\"Pla\u00e7a de Santa Clara, 12, 12001 Castell\u00f3 de la Plana, Castell\u00f3\"\n\t\t\t><\/iframe>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-153b005 elementor-widget elementor-widget-heading\" data-id=\"153b005\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"\/despacho-abogados-en-castellon\/\">Abogados en Castell\u00f3n<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-94a39cd elementor-section-height-min-height elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"94a39cd\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1d43a74\" data-id=\"1d43a74\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5c212ba elementor-widget elementor-widget-heading\" data-id=\"5c212ba\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfNecesitas ayuda con un tema legal?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5413e42 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"5413e42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/contacto\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ponte en contacto<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>SERVICIOS LEGALES Abogados especialistas en Cl\u00e1usulas Abusivas Estudiaremos tu contrato hipotecario detalladamente, identificando las cl\u00e1usulas que conforme a la actual jurisprudencia pueden ser consideradas abusivas, paraposteriormente intentar una reclamaci\u00f3n extrajudicial con la entidad bancaria. En elsupuesto de que \u00e9sta resultase infructuosa, iniciaremos y te defenderemos en elprocedimiento judicial, ejercitando las acciones legales conducentes a la [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":7917,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-11858","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Abogado Cla\u00fasulas Abusivas Madrid, Valencia, Castell\u00f3n - Mart\u00ednez Sanz Abogados<\/title>\n<meta name=\"description\" content=\"Estudiaremos tu contrato hipotecario detalladamente, identificando las cl\u00e1usulas que pueden ser consideradas abusivas\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/martinezsanzabogados.com\/en\/legal-services\/unfair-terms\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Abogado Cla\u00fasulas Abusivas Madrid, Valencia, Castell\u00f3n - 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